PROFESSIONAL STAFF

Karen M. Japngie
Managing Partner
Prior to the formation of Optimum Growth Advisors, Ms. Japngie worked at Paine Webber where she implemented a portfolio management program for high net worth and trust portfolio assets. She was also a Vice President at the U.S. Trust Company of New York and acted in the capacity of Senior Portfolio Manager and Head of Client Relations and Administration of the Campbell, Cowperthwait Division. She was a key member of the investment and asset allocation committee. Prior to the acquisition of Campbell, Cowperthwait by U.S. Trust Company of New York, Ms. Japngie worked at Campbell, Cowperthwait & Company for over fifteen years where she played an integral role in the growth of the boutique money management firm. She began her career at Paine Webber in the retail sales division as a Registered Representative. She is currently a Certified Financial Planner (CFP) designation candidate and is NASD licensed with Series 7, Series 63, and Series 65 for the NYSE, AMEX and NASD. Her firm is a Registered Investment Advisor with the Securities and Exchange Commission.

Diane Englert Christian
Managing Partner
Ms. Christian was a Senior Vice President at the U.S. Trust Company of New York. In her role as Director of Research and Senior Portfolio Manager of the Campbell, Cowperthwait Division, she was a key member of the investment committee and oversaw the implementation of investment decisions. Prior to working at Campbell, Cowperthwait & Company, Ms. Christian was also employed at Shearson Lehman and E.F. Hutton in the asset management and financial auditing areas. She is a Chartered Financial Analyst (CFA) and a member of the Association of Investment Management and Research (AIMR), the New York Society of Security Analysts and the Boston Security Analysts Society. Her firm is a Registered Investment Advisor with the Securities and Exchange Commission. She received her degree in economics from Boston College.

Michael B. Christian
Director of Marketing*
He has over 20 years of sales and senior management experience with diverse insurance and risk management organizations. After holding various marketing management and underwriting positions with west coast insurance brokerage firms, Mr. Christian started and managed a risk area for nationwide insurance company dedicated to the development, marketing and implementation of alternative risk financing. He was also responsible for implementing insurance investment products for corporate clients as well as structuring and managing risk finance programs for private equity and merger and acquisition firms. He also acts as President of Risk Strategies, LLC, an organization dedicated to marketing and providing risk management solutions. He holds the Chartered Property & Casuality (CPCU), Associate in Risk Management (ARM) and Chartered Life Underwriter (CLU) designations.

* Mr. Christian is now being retained as an outside consultant for Optimum Growth Advisors.

Beatrice F. Hahn
Director of Client Relations and Managerial Operations
Before joining Optimum Growth Advisors, Ms. Hahn was an Assistant Vice President Of U.S. Trust Company of New York. In addition she was the Corporate Secretary and Compliance Officer of Campbell, Cowperthwait & Company, Inc. Prior to Campbell, Cowperthwait & Co., she was President of the privately-held investment firm of H. Hahn Company, and has held executive positions in the non-profit, advertising and public relations fields. She received her degree in English from Long Island University.

Shannon A. Motley
Associate Portfolio Manager
Ms. Motley was a Financial Officer and Associate Portfolio Manager with U.S. Trust Company of New York. She began her career at Campbell, Cowperthwait & Co, Inc, a boutique investment firm in New York.